Confidence is not gained in a day.

Exterior of William J. O'Neill's Sales Exchange Company in Patchogue, Suffolk, Long Island, New York

The company was established in 1973 by William an Patricia O'Neill. It continues today doing business as a collateral loan broker and retail jeweler, family owned and operated for over 42 years.

Our founder, the late William J. O'Neill was formerly associated with Arthur J. Heaney, O'Neill & Kelly, Provident Loan Society and J.J. Ryan, all respected Brooklyn and NYC pawnbrokers. William (Bill) had over 60 years' experience in the pawn broking industry before retiring and leaving his business operation to his daughter Veronica.

William, a strapping Irishman, partnered with his beautiful wife Patricia, moved their lending business to Patchogue, L.I. In 1973. With great knowledge of the pawn broking industry and understanding of their customers' needs, they quickly established a successful business as Suffolk County's leading collateral loan broker.

The companies' motto “Confidence is not gained in a day” is displayed in gold leaf at our location. We pride ourselves on honesty and fairness to all our customers spanning the United States. We understand the emotions attached to others heirlooms and the importance of ensuring the safety of their valuables. We are always available to address your financial needs and look forward to answering any questions you might have.

In addition to servicing Long Islanders for short term loans and purchases, O'Neill's contributes to the community as a member of the Patchogue Chamber of Commerce, NYS Collateral Loan Brokers Association and National Pawnbrokers Association. VOTED BEST ON LONG ISLAND 2014!

Today, our current President Veronica O'Neill carries on the reputable business her parents began with the same integrity and focus on impeccable customer service and appreciation the company was founded on so many years ago. Ms. O'Neill is a trained Diamond Grader (G.I.A.) past Vice President of CLANY and Trustee for the Bellport Brookhaven Historical Society.

We are eager to assist you so please feel free to contact us with any inquiries.

Quick Loans

Convenient and Expeditious; money is lent on any item of value. Flexible loans are tailored specifically for your immediate financial needs based on the collateral provided. Service charges are regulated and there are no hidden fees. No credit check is needed. Your privacy is protected at all times. Extra care is given to all pledged merchandise until it is safely returned to you at the time of redemption.

Pawned items are usually redeemed by the original owner but if they are not, shoppers have the opportunity to purchase at a fraction of retail price.