Don't want to sell your cherished valuables?

"It's Good as Gold." Nothing is smarter than having your own resources of gold and fine jewelry to help you out if a financial crisis arises. Once you sell a valuable you can't get it back. The majority of O'NEILL'S customers prefer to borrow on their jewelry and valuables rather than saying goodbye to it forever.

In pawning your valuables, you retain ownership and can return for the articles at anytime after making the loan: this is called a COLLATERAL LOAN.

Pawnbroking is a strictly regulated industry. William J. O'Neill Sales Exchange Co., Inc. is a licensed and bonded Collateral Loan Broker with over 60 years of experience. We follow all laws and restrictions governed by New York State.

Our pleasant staff will put you at ease through the loan process. Be certain to have your identification with you for the pawn procedure. You will be given a detailed receipt itemizing and describing all items on loan with an expiration date of 4 months from the date of transaction.

A reminder notification, as required by law, will be mailed to you after the expiration date of the pledge ticket. You have the option of renewing or redeeming your collateral, should you choose to default on the loan, you have no further obligation to the lender.

The best part of a COLLATERAL LOAN is keeping ownership of your valuables and keepsakes. Many of our clients choose to keep their treasures in safe keeping at O'NEILL'S.