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Pawnbroker Policies Icon

Policies

  • No credit check
  • 4% per month interest
  • No installment payments unless elected by borrower
  • Immediate cash from $25 to $50,000
  • Renewable 4 month loans
  • Free loan appraisals

Credit Check - Regardless of your past credit history, pawnbrokers and pawn shops are lending on your collateral. There is no application to fill out. We do not investigate your employment or credit history. We do not require proper ID (preferable photo) at the time of transaction. The borrower must be 21 yrs of age.

Acceptable forms of identification are as follows:

  • Valid drivers license
  • Valid learners permit
  • Passport
  • Medicare/Medicaid card
  • Armed forces I.D.

Interest Rate - New York State interest of 4% per month is calculated from date to date. There is no partial payment of a month's interest. A 2 day grace allowance is given.

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